Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Kabali Parai branch in Tirunelvali, Pappakudi, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Tirunelvali or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0918300. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kabali Parai, Tirunelvali

Below in the table are the key details related to IFSC Code UBIN0918300 of Union Bank Of India for its branch located in Tirunelvali, within the district of Pappakudi in the state of Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0918300
Branch Kabali Parai
City Tirunelvali
District Pappakudi
State Tamil Nadu
Address No.138, Near Bus Stand,Main Road, Kabali Parai,Pappakudi,Ambasamudram Taluk 627602 Tamilnadu

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Tirunelvali for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0918300 for the Kabali Parai branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kabali Parai, Tirunelvali, Tamil Nadu, is provided a unique IFSC like UBIN0918300 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Tirunelvali.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tirunelvali and Pappakudi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Kabali Parai do not get misguided to another person.

Format of the IFSC Code UBIN0918300

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kabali Parai in Tirunelvali.

For example, the IFSC Code UBIN0918300 of Union Bank Of India for the Kabali Parai branch includes these elements, identifying the bank and the branch location in Tirunelvali and Tamil Nadu accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0918300 of Union Bank Of India for its Kabali Parai branch located in Tirunelvali, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Tirunelvali and Pappakudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Kabali Parai or Tirunelvali to get the exact IFSC Code UBIN0918300.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Tirunelvali that will provide accurate information.

How to Use IFSC Code UBIN0918300 for Online Transfers?

Once you have the IFSC Code UBIN0918300 for the Kabali Parai branch of Union Bank Of India in Tirunelvali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0918300. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0918300.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Kabali Parai in Tirunelvali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kabali Parai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tirunelvali manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Kabali Parai, Tirunelvali?

The IFSC Code is UBIN0918300.

Is the IFSC Code UBIN0918300 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Kabali Parai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kabali Parai branch?

The address of the branch is No.138, Near Bus Stand,Main Road, Kabali Parai,Pappakudi,Ambasamudram Taluk 627602 Tamilnadu located in Tirunelvali, Pappakudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.