The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Regional Office Tiruchirapally branch in Tiruchirapally, Tiruchirapally, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Tiruchirapally or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0578304. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Regional Office Tiruchirapally, Tiruchirapally

Here are the key points that are associated with the IFSC Code UBIN0578304 of Union Bank Of India for its branch located in Tiruchirapally, within the district of Tiruchirapally in the state of Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0578304
Branch Regional Office Tiruchirapally
City Tiruchirapally
District Tiruchirapally
State Tamil Nadu
Address 174, Ist Floor,Shivashakthi Complex,10Th Cross,Thillai Nagar(West)

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Tiruchirapally for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0578304 for the Regional Office Tiruchirapally branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Regional Office Tiruchirapally, Tiruchirapally, Tamil Nadu, are given a unique IFSC like UBIN0578304 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruchirapally.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tiruchirapally and Tiruchirapally.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Regional Office Tiruchirapally goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0578304

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Regional Office Tiruchirapally in Tiruchirapally.

For example, the IFSC Code UBIN0578304 of Union Bank Of India for the Regional Office Tiruchirapally branch includes these elements, identifying the bank and the branch location in Tiruchirapally and Tamil Nadu accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0578304 of Union Bank Of India for its Regional Office Tiruchirapally branch located in Tiruchirapally, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Tiruchirapally and Tiruchirapally, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Regional Office Tiruchirapally or Tiruchirapally to get the exact IFSC Code UBIN0578304.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Tiruchirapally, you'll get the correct details.

How to Use IFSC Code UBIN0578304 for Online Transfers?

Once you have the IFSC Code UBIN0578304 for the Regional Office Tiruchirapally branch of Union Bank Of India in Tiruchirapally, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0578304. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0578304.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Regional Office Tiruchirapally in Tiruchirapally, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Regional Office Tiruchirapally, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tiruchirapally manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Regional Office Tiruchirapally, Tiruchirapally?

The IFSC Code is UBIN0578304.

Is the IFSC Code UBIN0578304 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Regional Office Tiruchirapally?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Regional Office Tiruchirapally branch?

The address of the branch is 174, Ist Floor,Shivashakthi Complex,10Th Cross,Thillai Nagar(West) located in Tiruchirapally, Tiruchirapally, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.