For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Elurpatti branch in Tiruchirapalli, Elurpatti, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Tiruchirapalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0819069. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Elurpatti, Tiruchirapalli

Here are the main details that are associated with the IFSC Code UBIN0819069 of Union Bank Of India for its branch located in Tiruchirapalli, within the district of Elurpatti in the state of Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0819069
Branch Elurpatti
City Tiruchirapalli
District Elurpatti
State Tamil Nadu
Address No.7/313,Elurpatti South,Elurpatti Postthottiam Taluk,Pin -621215

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Tiruchirapalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0819069 for the Elurpatti branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Elurpatti, Tiruchirapalli, Tamil Nadu, are allotted a unique IFSC like UBIN0819069 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruchirapalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tiruchirapalli and Elurpatti.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Elurpatti reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code UBIN0819069

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Elurpatti in Tiruchirapalli.

For example, the IFSC Code UBIN0819069 of Union Bank Of India for the Elurpatti branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0819069 of Union Bank Of India for its Elurpatti branch located in Tiruchirapalli, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Tiruchirapalli and Elurpatti, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Elurpatti or Tiruchirapalli to get the exact IFSC Code UBIN0819069.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Tiruchirapalli, you'll get the correct details.

How to Use IFSC Code UBIN0819069 for Online Transfers?

Once you have the IFSC Code UBIN0819069 for the Elurpatti branch of Union Bank Of India in Tiruchirapalli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0819069. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0819069.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Elurpatti in Tiruchirapalli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Elurpatti, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruchirapalli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Elurpatti, Tiruchirapalli?

The IFSC Code is UBIN0819069.

Is the IFSC Code UBIN0819069 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Elurpatti?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Elurpatti branch?

The address of the branch is No.7/313,Elurpatti South,Elurpatti Postthottiam Taluk,Pin -621215 located in Tiruchirapalli, Elurpatti, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.