The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Tinsukhia branch in Tinsukia, Tinsukia, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Tinsukia or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0538329. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Tinsukhia, Tinsukia
The table below shows the main details of the IFSC Code UBIN0538329 for the Union Bank Of India branch in Tinsukia, which falls under the Tinsukia district in Assam.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0538329 |
| Branch | Tinsukhia |
| City | Tinsukia |
| District | Tinsukia |
| State | Assam |
| Address | A T Road Siding Bazar P.O.Tinsukia Dist.Tinsukia Assam Pin 786125 |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Tinsukia for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0538329 for the Tinsukhia branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Tinsukhia, Tinsukia, Assam, are given a unique IFSC like UBIN0538329 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tinsukia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Tinsukia and Tinsukia.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Union Bank Of India in Tinsukhia goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UBIN0538329
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tinsukhia in Tinsukia.
For example, the IFSC Code UBIN0538329 of Union Bank Of India for the Tinsukhia branch has these elements, identifying the bank and the branch location in Tinsukia and Assam correctly.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0538329 of Union Bank Of India for its Tinsukhia branch located in Tinsukia, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Tinsukia and Tinsukia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Tinsukhia or Tinsukia to find the exact IFSC Code UBIN0538329.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Tinsukia will provide accurate information.
How to Use IFSC Code UBIN0538329 for Online Transfers?
Once you have the IFSC Code UBIN0538329 for the Tinsukhia branch of Union Bank Of India in Tinsukia, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0538329. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0538329.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Tinsukhia in Tinsukia, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tinsukhia, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tinsukia manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0538329.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is A T Road Siding Bazar P.O.Tinsukia Dist.Tinsukia Assam Pin 786125 located in Tinsukia, Tinsukia, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.