IFSC Code of Union Bank Of India, Digboi, Digboi, Assam — UBIN0574112

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Digboi branch in Tinsukhia, Digboi, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Tinsukhia or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0574112. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Digboi, Tinsukhia

Here are some of the key details that come with the IFSC Code UBIN0574112 of Union Bank Of India for its branch located in Tinsukhia, within the district of Digboi in the state of Assam.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Tinsukhia for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0574112 for the Digboi branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Digboi, Tinsukhia, Assam, are allotted a unique IFSC like UBIN0574112 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Tinsukhia.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Tinsukhia and Digboi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Digboi reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code UBIN0574112

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Digboi in Tinsukhia.

For example, the IFSC Code UBIN0574112 of Union Bank Of India for the Digboi branch has these elements, identifying the bank and the branch location in Tinsukhia and Assam correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0574112 of Union Bank Of India for its Digboi branch located in Tinsukhia, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Tinsukhia and Digboi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Digboi or Tinsukhia to get the exact IFSC Code UBIN0574112.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Tinsukhia, then it will provide you proper information.

How to Use IFSC Code UBIN0574112 for Online Transfers?

Once you have the IFSC Code UBIN0574112 for the Digboi branch of Union Bank Of India in Tinsukhia, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0574112. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0574112.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Digboi in Tinsukhia, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Digboi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tinsukhia manage their online transfers and cheque clearances easily.