The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Thiruvarur branch in Thiruvarur, Thiruvarur, Tamilanadu, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Thiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0823961. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Thiruvarur, Thiruvarur
The table below shows the main details of the IFSC Code UBIN0823961 for the Union Bank Of India branch in Thiruvarur, which falls under the Thiruvarur, Tamilanadu district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0823961 |
| Branch | Thiruvarur |
| City | Thiruvarur |
| District | Thiruvarur, Tamilanadu |
| State | Tamil Nadu |
| Address | No 95 Netaji Road,Thiruvarur,Thiruvarur Dist |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Thiruvarur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0823961 for the Thiruvarur branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0823961 is given to every bank branch, including Union Bank Of India located in Thiruvarur, Thiruvarur, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Thiruvarur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvarur and Thiruvarur, Tamilanadu.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Thiruvarur doesn't end up at another location.
Format of the IFSC Code UBIN0823961
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thiruvarur in Thiruvarur.
For example, the IFSC Code UBIN0823961 of Union Bank Of India for the Thiruvarur branch has these elements, identifying the bank and the branch location in Thiruvarur and Tamil Nadu correctly.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0823961 of Union Bank Of India for its Thiruvarur branch located in Thiruvarur, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Thiruvarur and Thiruvarur, Tamilanadu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Thiruvarur or Thiruvarur to get the exact IFSC Code UBIN0823961.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Thiruvarur, then it will provide you proper information.
How to Use IFSC Code UBIN0823961 for Online Transfers?
Once you have the IFSC Code UBIN0823961 for the Thiruvarur branch of Union Bank Of India in Thiruvarur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0823961. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0823961.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Thiruvarur in Thiruvarur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Thiruvarur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thiruvarur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thiruvarur Thiruvarur branch is UBIN0823961.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No 95 Netaji Road,Thiruvarur,Thiruvarur Dist.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.