Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Kattakkada branch in Thiruvananthapuram, Kattakkada, Thiruvananthapuram, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UBIN0830925. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kattakkada, Thiruvananthapuram

The table below shows the main details of the IFSC Code UBIN0830925 for the Union Bank Of India branch in Thiruvananthapuram, which falls under the Kattakkada, Thiruvananthapuram district in Kerala.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0830925
Branch Kattakkada
City Thiruvananthapuram
District Kattakkada, Thiruvananthapuram
State Kerala
Address Ground Floor Kp 17/13,Moliyoor Road,Opp Ksrtc Bus Stand,Kattakkada,Trivandrum,695572

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Thiruvananthapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0830925 for the Kattakkada branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kattakkada, Thiruvananthapuram, Kerala, is provided a unique IFSC like UBIN0830925 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Thiruvananthapuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Kattakkada, Thiruvananthapuram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Kattakkada do not get misguided to another person.

Format of the IFSC Code UBIN0830925

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kattakkada in Thiruvananthapuram.

For example, the IFSC Code UBIN0830925 of Union Bank Of India for the Kattakkada branch has these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0830925 of Union Bank Of India for its Kattakkada branch located in Thiruvananthapuram, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Thiruvananthapuram and Kattakkada, Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Kattakkada or Thiruvananthapuram to find the exact IFSC Code UBIN0830925.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Thiruvananthapuram will provide accurate information.

How to Use IFSC Code UBIN0830925 for Online Transfers?

Once you have the IFSC Code UBIN0830925 for the Kattakkada branch of Union Bank Of India in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0830925. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0830925.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Kattakkada in Thiruvananthapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Kattakkada, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Kattakkada, Thiruvananthapuram?

The IFSC Code is UBIN0830925.

Is the IFSC Code UBIN0830925 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Kattakkada?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kattakkada branch?

The address of the branch is Ground Floor Kp 17/13,Moliyoor Road,Opp Ksrtc Bus Stand,Kattakkada,Trivandrum,695572 located in Thiruvananthapuram, Kattakkada, Thiruvananthapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.