Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Maddur branch in Thiruvallur, Thiruvallur, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Thiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0826570. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Maddur, Thiruvallur
Here are the main details that are associated with the IFSC Code UBIN0826570 of Union Bank Of India for its branch located in Thiruvallur, within the district of Thiruvallur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0826570 |
| Branch | Maddur |
| City | Thiruvallur |
| District | Thiruvallur |
| State | Tamil Nadu |
| Address | First Floor,K.K.P.Complex,Main Road,Maddur Village,Tiruttani Taluk,Thiruvallur D |
These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Thiruvallur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0826570 for the Maddur branch of Union Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Maddur, Thiruvallur, Tamil Nadu, are allotted a unique IFSC like UBIN0826570 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thiruvallur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thiruvallur and Thiruvallur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Maddur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code UBIN0826570
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Maddur in Thiruvallur.
For example, the IFSC Code UBIN0826570 of Union Bank Of India for the Maddur branch includes these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0826570 of Union Bank Of India for its Maddur branch located in Thiruvallur, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Thiruvallur and Thiruvallur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Maddur or Thiruvallur to find the exact IFSC Code UBIN0826570.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Thiruvallur will provide accurate information.
How to Use IFSC Code UBIN0826570 for Online Transfers?
Once you have the IFSC Code UBIN0826570 for the Maddur branch of Union Bank Of India in Thiruvallur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0826570. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0826570.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Maddur in Thiruvallur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Maddur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thiruvallur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0826570.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor,K.K.P.Complex,Main Road,Maddur Village,Tiruttani Taluk,Thiruvallur D located in Thiruvallur, Thiruvallur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.