IFSC Code of Union Bank Of India, Gummidipoondi, Gummidipoondi,Chennai, Tamil Nadu — UBIN0822388

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Gummidipoondi branch in Thiruvallur, Gummidipoondi,Chennai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Thiruvallur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UBIN0822388. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Gummidipoondi, Thiruvallur

The table below shows the main details of the IFSC Code UBIN0822388 for the Union Bank Of India branch in Thiruvallur, which falls under the Gummidipoondi,Chennai district in Tamil Nadu.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Thiruvallur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0822388 for the Gummidipoondi branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0822388 is given to every bank branch, including Union Bank Of India located in Gummidipoondi, Thiruvallur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Thiruvallur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvallur and Gummidipoondi,Chennai.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Gummidipoondi doesn't end up at another location.

Format of the IFSC Code UBIN0822388

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gummidipoondi in Thiruvallur.

For example, the IFSC Code UBIN0822388 of Union Bank Of India for the Gummidipoondi branch includes these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0822388 of Union Bank Of India for its Gummidipoondi branch located in Thiruvallur, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Thiruvallur and Gummidipoondi,Chennai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Gummidipoondi or Thiruvallur to find the exact IFSC Code UBIN0822388.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Thiruvallur will provide accurate information.

How to Use IFSC Code UBIN0822388 for Online Transfers?

Once you have the IFSC Code UBIN0822388 for the Gummidipoondi branch of Union Bank Of India in Thiruvallur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0822388. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0822388.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Gummidipoondi in Thiruvallur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gummidipoondi, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thiruvallur manage online transfers as well as cheque clearances with ease.