The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its M.G.Road ,Suryapet branch in Suryapet, Suryapet, Telangana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Suryapet or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0818135. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, M.G.Road ,Suryapet, Suryapet
Here are the key points that are associated with the IFSC Code UBIN0818135 of Union Bank Of India for its branch located in Suryapet, within the district of Suryapet in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0818135 |
| Branch | M.G.Road ,Suryapet |
| City | Suryapet |
| District | Suryapet |
| State | Telangana |
| Address | M G Road,Suryapet |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Suryapet for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0818135 for the M.G.Road ,Suryapet branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in M.G.Road ,Suryapet, Suryapet, Telangana, is provided with a unique IFSC like UBIN0818135 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Suryapet.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Suryapet and Suryapet.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in M.G.Road ,Suryapet do not get mixed with another location.
Format of the IFSC Code UBIN0818135
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as M.G.Road ,Suryapet in Suryapet.
For example, the IFSC Code UBIN0818135 of Union Bank Of India for the M.G.Road ,Suryapet branch includes these elements, identifying the bank and the branch location in Suryapet and Telangana accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0818135 of Union Bank Of India for its M.G.Road ,Suryapet branch located in Suryapet, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Suryapet and Suryapet, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for M.G.Road ,Suryapet or Suryapet to get the exact IFSC Code UBIN0818135.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Suryapet, then it will provide you proper information.
How to Use IFSC Code UBIN0818135 for Online Transfers?
Once you have the IFSC Code UBIN0818135 for the M.G.Road ,Suryapet branch of Union Bank Of India in Suryapet, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0818135. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0818135.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India M.G.Road ,Suryapet in Suryapet, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in M.G.Road ,Suryapet, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Suryapet manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0818135.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is M G Road,Suryapet located in Suryapet, Suryapet, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.