IFSC Code of Union Bank Of India, Ambikapur, Ambikapur, Chhatishgarh — UBIN0555461

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Ambikapur branch in Surguja, Ambikapur, Chhatishgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Surguja or anywhere in Chhatishgarh can transfer funds instantly by using the correct IFSC Code UBIN0555461. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Ambikapur, Surguja

Below in the table are the key details related to IFSC Code UBIN0555461 of Union Bank Of India for its branch located in Surguja, within the district of Ambikapur in the state of Chhatishgarh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Surguja for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0555461 for the Ambikapur branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Ambikapur, Surguja, Chhatishgarh, is provided a unique IFSC like UBIN0555461 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Surguja.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surguja and Ambikapur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhatishgarh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Ambikapur do not get misguided to another person.

Format of the IFSC Code UBIN0555461

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambikapur in Surguja.

For example, the IFSC Code UBIN0555461 of Union Bank Of India for the Ambikapur branch includes these elements, identifying the bank and the branch location in Surguja and Chhatishgarh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0555461 of Union Bank Of India for its Ambikapur branch located in Surguja, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Surguja and Ambikapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Ambikapur or Surguja to get the exact IFSC Code UBIN0555461.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Surguja, you'll get the correct details.

How to Use IFSC Code UBIN0555461 for Online Transfers?

If you have the IFSC Code UBIN0555461 for the Ambikapur branch of Union Bank Of India in Surguja, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0555461. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0555461.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Ambikapur in Surguja, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ambikapur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surguja to handle online money transfers and get their cheques cleared smoothly.