IFSC Code of Union Bank Of India, Gayatri Nagar, Jagdishpur, Uttar Pradesh — UBIN0915319

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Gayatri Nagar branch in Sultanpur, Jagdishpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0915319. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Gayatri Nagar, Sultanpur

Here are some of the key details that come with the IFSC Code UBIN0915319 of Union Bank Of India for its branch located in Sultanpur, within the district of Jagdishpur in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Sultanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0915319 for the Gayatri Nagar branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Gayatri Nagar, Sultanpur, Uttar Pradesh, are allotted a unique IFSC like UBIN0915319 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Sultanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Sultanpur and Jagdishpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Gayatri Nagar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UBIN0915319

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gayatri Nagar in Sultanpur.

For example, the IFSC Code UBIN0915319 of Union Bank Of India for the Gayatri Nagar branch includes these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0915319 of Union Bank Of India for its Gayatri Nagar branch located in Sultanpur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Sultanpur and Jagdishpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Gayatri Nagar or Sultanpur to get the exact IFSC Code UBIN0915319.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Sultanpur, you'll get the correct details.

How to Use IFSC Code UBIN0915319 for Online Transfers?

Once you have the IFSC Code UBIN0915319 for the Gayatri Nagar branch of Union Bank Of India in Sultanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0915319. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0915319.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Gayatri Nagar in Sultanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gayatri Nagar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sultanpur manage online transfers as well as cheque clearances with ease.