IFSC Code of Union Bank Of India, Ranasthalam, Ranasthalam, Andhra Pradesh — UBIN0804959

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Ranasthalam branch in Srikakulam, Ranasthalam, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Srikakulam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0804959. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Ranasthalam, Srikakulam

The table below shows the main details of the IFSC Code UBIN0804959 for the Union Bank Of India branch in Srikakulam, which falls under the Ranasthalam district in Andhra Pradesh.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Srikakulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0804959 for the Ranasthalam branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0804959 is given to every bank branch, including Union Bank Of India located in Ranasthalam, Srikakulam, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Srikakulam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Srikakulam and Ranasthalam.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Ranasthalam doesn't end up at another location.

Format of the IFSC Code UBIN0804959

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ranasthalam in Srikakulam.

For example, the IFSC Code UBIN0804959 of Union Bank Of India for the Ranasthalam branch has these elements, identifying the bank and the branch location in Srikakulam and Andhra Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0804959 of Union Bank Of India for its Ranasthalam branch located in Srikakulam, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Srikakulam and Ranasthalam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Ranasthalam or Srikakulam to find the exact IFSC Code UBIN0804959.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Srikakulam will provide accurate information.

How to Use IFSC Code UBIN0804959 for Online Transfers?

Once you have the IFSC Code UBIN0804959 for the Ranasthalam branch of Union Bank Of India in Srikakulam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0804959. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0804959.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Ranasthalam in Srikakulam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Ranasthalam, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Srikakulam manage online transfers as well as cheque clearances with ease.