IFSC Code of Union Bank Of India, Murida Cuncolim, Cuncolim, Goa — UBIN0902195

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Murida Cuncolim branch in South Goa, Cuncolim, Goa, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in South Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code UBIN0902195. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Murida Cuncolim, South Goa

The table below shows the main details of the IFSC Code UBIN0902195 for the Union Bank Of India branch in South Goa, which falls under the Cuncolim district in Goa.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in South Goa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0902195 for the Murida Cuncolim branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0902195 is given to every bank branch, including Union Bank Of India located in Murida Cuncolim, South Goa, Goa, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in South Goa.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like South Goa and Cuncolim.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Goa and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Murida Cuncolim doesn't end up at another location.

Format of the IFSC Code UBIN0902195

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Murida Cuncolim in South Goa.

For example, the IFSC Code UBIN0902195 of Union Bank Of India for the Murida Cuncolim branch includes these elements, identifying the bank and the branch location in South Goa and Goa accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0902195 of Union Bank Of India for its Murida Cuncolim branch located in South Goa, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in South Goa and Cuncolim, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Murida Cuncolim or South Goa to get the exact IFSC Code UBIN0902195.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and South Goa, then it will provide you proper information.

How to Use IFSC Code UBIN0902195 for Online Transfers?

Once you have the IFSC Code UBIN0902195 for the Murida Cuncolim branch of Union Bank Of India in South Goa, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0902195. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0902195.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Murida Cuncolim in South Goa may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Murida Cuncolim, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in South Goa manage online transfers as well as cheque clearances with ease.