IFSC Code of Union Bank Of India, Patibania, South Pargans, West Bengal — UBIN0579602

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Patibania branch in South 24 Pargans, South Pargans, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in South 24 Pargans or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0579602. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Patibania, South 24 Pargans

The table below shows the main details of the IFSC Code UBIN0579602 for the Union Bank Of India branch in South 24 Pargans, which falls under the South Pargans district in West Bengal.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in South 24 Pargans for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0579602 for the Patibania branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0579602 is given to every bank branch, including Union Bank Of India located in Patibania, South 24 Pargans, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in South 24 Pargans.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like South 24 Pargans and South Pargans.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Patibania doesn't end up at another location.

Format of the IFSC Code UBIN0579602

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patibania in South 24 Pargans.

For example, the IFSC Code UBIN0579602 of Union Bank Of India for the Patibania branch includes these elements, identifying the bank and the branch location in South 24 Pargans and West Bengal accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0579602 of Union Bank Of India for its Patibania branch located in South 24 Pargans, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in South 24 Pargans and South Pargans, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Patibania or South 24 Pargans to get the exact IFSC Code UBIN0579602.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and South 24 Pargans that will provide accurate information.

How to Use IFSC Code UBIN0579602 for Online Transfers?

Once you have the IFSC Code UBIN0579602 for the Patibania branch of Union Bank Of India in South 24 Pargans, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0579602. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0579602.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Patibania in South 24 Pargans, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Patibania, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in South 24 Pargans manage online transfers as well as cheque clearances with ease.