IFSC Code of Union Bank Of India, Sutihara Ram, Sitamarhi, Bihar — UBIN0577421

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Sutihara Ram branch in Sitamarhi, Sitamarhi, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Sitamarhi or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UBIN0577421. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Sutihara Ram, Sitamarhi

Here are the key points that are associated with the IFSC Code UBIN0577421 of Union Bank Of India for its branch located in Sitamarhi, within the district of Sitamarhi in the state of Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Sitamarhi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0577421 for the Sutihara Ram branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Sutihara Ram, Sitamarhi, Bihar, is provided with a unique IFSC like UBIN0577421 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Sitamarhi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Sitamarhi and Sitamarhi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Sutihara Ram do not get mixed with another location.

Format of the IFSC Code UBIN0577421

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sutihara Ram in Sitamarhi.

For example, the IFSC Code UBIN0577421 of Union Bank Of India for the Sutihara Ram branch includes these elements, identifying the bank and the branch location in Sitamarhi and Bihar accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0577421 of Union Bank Of India for its Sutihara Ram branch located in Sitamarhi, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Sitamarhi and Sitamarhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Sutihara Ram or Sitamarhi to find the exact IFSC Code UBIN0577421.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Sitamarhi will provide accurate information.

How to Use IFSC Code UBIN0577421 for Online Transfers?

Once you have the IFSC Code UBIN0577421 for the Sutihara Ram branch of Union Bank Of India in Sitamarhi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0577421. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0577421.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Sutihara Ram in Sitamarhi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sutihara Ram, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sitamarhi to handle online money transfers and get their cheques cleared smoothly.