Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Shiroda branch in Sindudurg, Shiroda, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Sindudurg or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UBIN0537781. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Shiroda, Sindudurg
The table below shows the main details of the IFSC Code UBIN0537781 for the Union Bank Of India branch in Sindudurg, which falls under the Shiroda district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0537781 |
| Branch | Shiroda |
| City | Sindudurg |
| District | Shiroda |
| State | Maharashtra |
| Address | 123 Bazar Peth At Post Shiroda Taluka Vengurla Dist. Sindhudurg Pin 416518.Maharashtra |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Sindudurg for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0537781 for the Shiroda branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Shiroda, Sindudurg, Maharashtra, is provided a unique IFSC like UBIN0537781 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Sindudurg.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sindudurg and Shiroda.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Shiroda do not get misguided to another person.
Format of the IFSC Code UBIN0537781
The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shiroda in Sindudurg.
For example, the IFSC Code UBIN0537781 of Union Bank Of India for the Shiroda branch includes these elements, identifying the bank and the branch location in Sindudurg and Maharashtra correctly.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0537781 of Union Bank Of India for its Shiroda branch located in Sindudurg, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Sindudurg and Shiroda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Shiroda or Sindudurg to find the exact IFSC Code UBIN0537781.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Sindudurg will provide accurate information.
How to Use IFSC Code UBIN0537781 for Online Transfers?
Once you have the IFSC Code UBIN0537781 for the Shiroda branch of Union Bank Of India in Sindudurg, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0537781. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0537781.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Shiroda in Sindudurg, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Shiroda, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sindudurg manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0537781.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 123 Bazar Peth At Post Shiroda Taluka Vengurla Dist. Sindhudurg Pin 416518.Maharashtra located in Sindudurg, Shiroda, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.