Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Kankavli branch in Sindudurg, Kankavli, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Sindudurg or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UBIN0537748. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kankavli, Sindudurg

Below in the table are the key details related to IFSC Code UBIN0537748 of Union Bank Of India for its branch located in Sindudurg, within the district of Kankavli in the state of Maharashtra.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0537748
Branch Kankavli
City Sindudurg
District Kankavli
State Maharashtra
Address 11, Bazar Street, At & Post Kankavli,Dist. Sindhudurg, Pin - 416 602. Maharashtra

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Sindudurg for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0537748 for the Kankavli branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Kankavli, Sindudurg, Maharashtra, are allotted a unique IFSC like UBIN0537748 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sindudurg.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sindudurg and Kankavli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Kankavli reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code UBIN0537748

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kankavli in Sindudurg.

For example, the IFSC Code UBIN0537748 of Union Bank Of India for the Kankavli branch includes these elements, identifying the bank and the branch location in Sindudurg and Maharashtra accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0537748 of Union Bank Of India for its Kankavli branch located in Sindudurg, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Sindudurg and Kankavli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Kankavli or Sindudurg to get the exact IFSC Code UBIN0537748.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Sindudurg, you'll get the correct details.

How to Use IFSC Code UBIN0537748 for Online Transfers?

Once you have the IFSC Code UBIN0537748 for the Kankavli branch of Union Bank Of India in Sindudurg, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0537748. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0537748.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Kankavli in Sindudurg, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kankavli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sindudurg to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Kankavli Sindudurg?

The IFSC Code of the Kankavli Sindudurg branch is UBIN0537748.

Is IFSC Code UBIN0537748 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Kankavli branch?

The branch is located at 11, Bazar Street, At & Post Kankavli,Dist. Sindhudurg, Pin - 416 602. Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.