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IFSC Code of Union Bank Of India, Fatehpur, Fatehpur, Rajasthan — UBIN0579645

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Fatehpur branch in Sikar, Fatehpur, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Sikar or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UBIN0579645. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Fatehpur, Sikar

Here are the key points that are associated with the IFSC Code UBIN0579645 of Union Bank Of India for its branch located in Sikar, within the district of Fatehpur in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0579645
Branch Fatehpur
City Sikar
District Fatehpur
State Rajasthan
Address Panchayat Samiti Parisar Near Surya Mandal Fatehpur Sikar Rajasthan

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Sikar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0579645 for the Fatehpur branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Fatehpur, Sikar, Rajasthan, are allotted a unique IFSC like UBIN0579645 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sikar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sikar and Fatehpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Fatehpur reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code UBIN0579645

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehpur in Sikar.

For example, the IFSC Code UBIN0579645 of Union Bank Of India for the Fatehpur branch includes these elements, identifying the bank and the branch location in Sikar and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0579645 of Union Bank Of India for its Fatehpur branch located in Sikar, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Sikar and Fatehpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Fatehpur or Sikar to get the exact IFSC Code UBIN0579645.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Sikar, you'll get the correct details.

How to Use IFSC Code UBIN0579645 for Online Transfers?

Once you have the IFSC Code UBIN0579645 for the Fatehpur branch of Union Bank Of India in Sikar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0579645. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0579645.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Fatehpur in Sikar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Fatehpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sikar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Fatehpur, Sikar?

The IFSC Code is UBIN0579645.

Is the IFSC Code UBIN0579645 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Fatehpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fatehpur branch?

The address of the branch is Panchayat Samiti Parisar Near Surya Mandal Fatehpur Sikar Rajasthan located in Sikar, Fatehpur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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