Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Tetri Bazaar branch in Siddhartha Nagar, Siddhartha Nagar, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Siddhartha Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0575232. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Tetri Bazaar, Siddhartha Nagar

The table below shows the main details of the IFSC Code UBIN0575232 for the Union Bank Of India branch in Siddhartha Nagar, which falls under the Siddhartha Nagar district in Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0575232
Branch Tetri Bazaar
City Siddhartha Nagar
District Siddhartha Nagar
State Uttar Pradesh
Address Hno155Anup Nagar Tetri Bazar Siddhartha Nagar Uttar Pradesh Pin272207

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Siddhartha Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0575232 for the Tetri Bazaar branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Tetri Bazaar, Siddhartha Nagar, Uttar Pradesh, is provided with a unique IFSC like UBIN0575232 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Siddhartha Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Siddhartha Nagar and Siddhartha Nagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Tetri Bazaar do not get mixed with another location.

Format of the IFSC Code UBIN0575232

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tetri Bazaar in Siddhartha Nagar.

For example, the IFSC Code UBIN0575232 of Union Bank Of India for the Tetri Bazaar branch has these elements, identifying the bank and the branch location in Siddhartha Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0575232 of Union Bank Of India for its Tetri Bazaar branch located in Siddhartha Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Siddhartha Nagar and Siddhartha Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Tetri Bazaar or Siddhartha Nagar to get the exact IFSC Code UBIN0575232.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Siddhartha Nagar that will provide accurate information.

How to Use IFSC Code UBIN0575232 for Online Transfers?

Once you have the IFSC Code UBIN0575232 for the Tetri Bazaar branch of Union Bank Of India in Siddhartha Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0575232. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0575232.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Tetri Bazaar in Siddhartha Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tetri Bazaar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Siddhartha Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Tetri Bazaar, Siddhartha Nagar?

The IFSC Code is UBIN0575232.

Is the IFSC Code UBIN0575232 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Tetri Bazaar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tetri Bazaar branch?

The address of the branch is Hno155Anup Nagar Tetri Bazar Siddhartha Nagar Uttar Pradesh Pin272207 located in Siddhartha Nagar, Siddhartha Nagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.