There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Madh Nagar Manoharpur branch in Shrawasti, Shrawasti, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Shrawasti or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0572381. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Madh Nagar Manoharpur, Shrawasti

Below in the table are the key details related to IFSC Code UBIN0572381 of Union Bank Of India for its branch located in Shrawasti, within the district of Shrawasti in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0572381
Branch Madh Nagar Manoharpur
City Shrawasti
District Shrawasti
State Uttar Pradesh
Address Union Bank Of India,Tehsil Lkauna,Uttar Pradesh Pincode 271126

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Shrawasti for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0572381 for the Madh Nagar Manoharpur branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0572381 is given to every bank branch, including Union Bank Of India located in Madh Nagar Manoharpur, Shrawasti, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Shrawasti.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Shrawasti and Shrawasti.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Madh Nagar Manoharpur doesn't end up at another location.

Format of the IFSC Code UBIN0572381

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Madh Nagar Manoharpur in Shrawasti.

For example, the IFSC Code UBIN0572381 of Union Bank Of India for the Madh Nagar Manoharpur branch has these elements, identifying the bank and the branch location in Shrawasti and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0572381 of Union Bank Of India for its Madh Nagar Manoharpur branch located in Shrawasti, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Shrawasti and Shrawasti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Madh Nagar Manoharpur or Shrawasti to get the exact IFSC Code UBIN0572381.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Shrawasti that will provide accurate information.

How to Use IFSC Code UBIN0572381 for Online Transfers?

Once you have the IFSC Code UBIN0572381 for the Madh Nagar Manoharpur branch of Union Bank Of India in Shrawasti, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0572381. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0572381.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Madh Nagar Manoharpur in Shrawasti may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Madh Nagar Manoharpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shrawasti manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Madh Nagar Manoharpur Shrawasti?

The IFSC Code of the Madh Nagar Manoharpur Shrawasti branch is UBIN0572381.

Is IFSC Code UBIN0572381 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Madh Nagar Manoharpur branch?

The branch is located at Union Bank Of India,Tehsil Lkauna,Uttar Pradesh Pincode 271126.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.