IFSC Code of Union Bank Of India, Shivamogga Gopala Gowda Extn, Shimoga, Karnataka — UBIN0933309

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Shivamogga Gopala Gowda Extn branch in Shimoga, Shimoga, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Shimoga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0933309. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Shivamogga Gopala Gowda Extn, Shimoga

The table below shows the main details of the IFSC Code UBIN0933309 for the Union Bank Of India branch in Shimoga, which falls under the Shimoga district in Karnataka.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Shimoga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0933309 for the Shivamogga Gopala Gowda Extn branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Shivamogga Gopala Gowda Extn, Shimoga, Karnataka, are given a unique IFSC like UBIN0933309 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Shimoga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Shimoga and Shimoga.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Shivamogga Gopala Gowda Extn goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0933309

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivamogga Gopala Gowda Extn in Shimoga.

For example, the IFSC Code UBIN0933309 of Union Bank Of India for the Shivamogga Gopala Gowda Extn branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0933309 of Union Bank Of India for its Shivamogga Gopala Gowda Extn branch located in Shimoga, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Shimoga and Shimoga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Shivamogga Gopala Gowda Extn or Shimoga to find the exact IFSC Code UBIN0933309.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Shimoga will provide accurate information.

How to Use IFSC Code UBIN0933309 for Online Transfers?

Once you have the IFSC Code UBIN0933309 for the Shivamogga Gopala Gowda Extn branch of Union Bank Of India in Shimoga, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0933309. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0933309.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Shivamogga Gopala Gowda Extn in Shimoga may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Shivamogga Gopala Gowda Extn, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Shimoga manage online transfers as well as cheque clearances with ease.