Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Sawai Madhopur ┬Á branch in Sawai Madhopur, Mantown, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Sawai Madhopur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0549991. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sawai Madhopur ┬Á, Sawai Madhopur

Here are the key points that are associated with the IFSC Code UBIN0549991 of Union Bank Of India for its branch located in Sawai Madhopur, within the district of Mantown in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0549991
Branch Sawai Madhopur ┬Á
City Sawai Madhopur
District Mantown
State Rajasthan
Address 11-12, Jawarhar Nagar, Mantown, Sawai Madhopur, Rajasthan, Pin - 322 001.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Sawai Madhopur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0549991 for the Sawai Madhopur ┬Á branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Sawai Madhopur ┬Á, Sawai Madhopur, Rajasthan, are allotted a unique IFSC like UBIN0549991 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sawai Madhopur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sawai Madhopur and Mantown.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Sawai Madhopur ┬Á reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code UBIN0549991

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sawai Madhopur ┬Á in Sawai Madhopur.

For example, the IFSC Code UBIN0549991 of Union Bank Of India for the Sawai Madhopur ┬Á branch includes these elements, identifying the bank and the branch location in Sawai Madhopur and Rajasthan accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0549991 of Union Bank Of India for its Sawai Madhopur ┬Á branch located in Sawai Madhopur, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Sawai Madhopur and Mantown, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Sawai Madhopur ┬Á or Sawai Madhopur to find the exact IFSC Code UBIN0549991.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Sawai Madhopur will provide accurate information.

How to Use IFSC Code UBIN0549991 for Online Transfers?

Once you have the IFSC Code UBIN0549991 for the Sawai Madhopur ┬Á branch of Union Bank Of India in Sawai Madhopur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0549991. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0549991.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Sawai Madhopur ┬Á in Sawai Madhopur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sawai Madhopur ┬Á, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sawai Madhopur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Sawai Madhopur ┬Á, Sawai Madhopur?

The IFSC Code is UBIN0549991.

Is the IFSC Code UBIN0549991 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Sawai Madhopur ┬Á?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sawai Madhopur ┬Á branch?

The address of the branch is 11-12, Jawarhar Nagar, Mantown, Sawai Madhopur, Rajasthan, Pin - 322 001. located in Sawai Madhopur, Mantown, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.