IFSC Code of Union Bank Of India, Adityapur Sme, Adityapur, Jharkhand — UBIN0930849

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Adityapur Sme branch in Saraikela Kharsawan, Adityapur, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Saraikela Kharsawan or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code UBIN0930849. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Adityapur Sme, Saraikela Kharsawan

Here are the main details that are associated with the IFSC Code UBIN0930849 of Union Bank Of India for its branch located in Saraikela Kharsawan, within the district of Adityapur in the state of Jharkhand.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Saraikela Kharsawan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0930849 for the Adityapur Sme branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Adityapur Sme, Saraikela Kharsawan, Jharkhand, is provided a unique IFSC like UBIN0930849 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Saraikela Kharsawan.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Saraikela Kharsawan and Adityapur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Adityapur Sme do not get misguided to another person.

Format of the IFSC Code UBIN0930849

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Adityapur Sme in Saraikela Kharsawan.

For example, the IFSC Code UBIN0930849 of Union Bank Of India for the Adityapur Sme branch has these elements, identifying the bank and the branch location in Saraikela Kharsawan and Jharkhand correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0930849 of Union Bank Of India for its Adityapur Sme branch located in Saraikela Kharsawan, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Saraikela Kharsawan and Adityapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Adityapur Sme or Saraikela Kharsawan to get the exact IFSC Code UBIN0930849.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Saraikela Kharsawan, you'll get the correct details.

How to Use IFSC Code UBIN0930849 for Online Transfers?

Once you have the IFSC Code UBIN0930849 for the Adityapur Sme branch of Union Bank Of India in Saraikela Kharsawan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0930849. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0930849.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Adityapur Sme in Saraikela Kharsawan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Adityapur Sme, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Saraikela Kharsawan manage online transfers as well as cheque clearances with ease.