There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Ramapur branch in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Sant Ravidas Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0575470. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Ramapur, Sant Ravidas Nagar
Below in the table are the key details related to IFSC Code UBIN0575470 of Union Bank Of India for its branch located in Sant Ravidas Nagar, within the district of Bhadohi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0575470 |
| Branch | Ramapur |
| City | Sant Ravidas Nagar |
| District | Bhadohi |
| State | Uttar Pradesh |
| Address | Villahimanpurpokham Tehsilaurai Bhadohi Uttar Pradesh Pin221306 |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Sant Ravidas Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0575470 for the Ramapur branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Ramapur, Sant Ravidas Nagar, Uttar Pradesh, is provided with a unique IFSC like UBIN0575470 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Sant Ravidas Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sant Ravidas Nagar and Bhadohi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Ramapur do not get mixed with another location.
Format of the IFSC Code UBIN0575470
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramapur in Sant Ravidas Nagar.
For example, the IFSC Code UBIN0575470 of Union Bank Of India for the Ramapur branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0575470 of Union Bank Of India for its Ramapur branch located in Sant Ravidas Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Sant Ravidas Nagar and Bhadohi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Ramapur or Sant Ravidas Nagar to get the exact IFSC Code UBIN0575470.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Sant Ravidas Nagar, then it will provide you proper information.
How to Use IFSC Code UBIN0575470 for Online Transfers?
Once you have the IFSC Code UBIN0575470 for the Ramapur branch of Union Bank Of India in Sant Ravidas Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0575470. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0575470.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Ramapur in Sant Ravidas Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ramapur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sant Ravidas Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0575470.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Villahimanpurpokham Tehsilaurai Bhadohi Uttar Pradesh Pin221306 located in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.