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IFSC Code of Union Bank Of India, Patancheru, Medak, Telangana — UBIN0817945

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Patancheru branch in Sangareddy, Medak, Telangana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Sangareddy or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0817945. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Patancheru, Sangareddy

Below in the table are the key details related to IFSC Code UBIN0817945 of Union Bank Of India for its branch located in Sangareddy, within the district of Medak in the state of Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0817945
Branch Patancheru
City Sangareddy
District Medak
State Telangana
Address 14-26/1,Rrg Vijaya Plaza,Opp.Zp High Schoolsri Ram Nagar Colony,Nh-9,Patancheru

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Sangareddy for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0817945 for the Patancheru branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0817945 is given to every bank branch, including Union Bank Of India located in Patancheru, Sangareddy, Telangana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Sangareddy.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sangareddy and Medak.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Telangana and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Patancheru doesn't end up at another location.

Format of the IFSC Code UBIN0817945

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Patancheru in Sangareddy.

For example, the IFSC Code UBIN0817945 of Union Bank Of India for the Patancheru branch includes these elements, identifying the bank and the branch location in Sangareddy and Telangana accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0817945 of Union Bank Of India for its Patancheru branch located in Sangareddy, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Sangareddy and Medak, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Patancheru or Sangareddy to get the exact IFSC Code UBIN0817945.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Sangareddy that will provide accurate information.

How to Use IFSC Code UBIN0817945 for Online Transfers?

Once you have the IFSC Code UBIN0817945 for the Patancheru branch of Union Bank Of India in Sangareddy, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0817945. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0817945.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Patancheru in Sangareddy, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Patancheru, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sangareddy manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Patancheru, Sangareddy?

The IFSC Code is UBIN0817945.

Is the IFSC Code UBIN0817945 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Patancheru?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Patancheru branch?

The address of the branch is 14-26/1,Rrg Vijaya Plaza,Opp.Zp High Schoolsri Ram Nagar Colony,Nh-9,Patancheru located in Sangareddy, Medak, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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