IFSC Code of Union Bank Of India, Kishunpur (Baikunth), Kishanpur, Bihar — UBIN0546429

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Kishunpur (Baikunth) branch in Samastipur, Kishanpur, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Samastipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UBIN0546429. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kishunpur (Baikunth), Samastipur

Here are the main details that are associated with the IFSC Code UBIN0546429 of Union Bank Of India for its branch located in Samastipur, within the district of Kishanpur in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Samastipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0546429 for the Kishunpur (Baikunth) branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kishunpur (Baikunth), Samastipur, Bihar, is provided a unique IFSC like UBIN0546429 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Samastipur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Samastipur and Kishanpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Kishunpur (Baikunth) do not get misguided to another person.

Format of the IFSC Code UBIN0546429

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kishunpur (Baikunth) in Samastipur.

For example, the IFSC Code UBIN0546429 of Union Bank Of India for the Kishunpur (Baikunth) branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0546429 of Union Bank Of India for its Kishunpur (Baikunth) branch located in Samastipur, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Samastipur and Kishanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Kishunpur (Baikunth) or Samastipur to get the exact IFSC Code UBIN0546429.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Samastipur that will provide accurate information.

How to Use IFSC Code UBIN0546429 for Online Transfers?

If you have the IFSC Code UBIN0546429 for the Kishunpur (Baikunth) branch of Union Bank Of India in Samastipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0546429. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0546429.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Kishunpur (Baikunth) in Samastipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Kishunpur (Baikunth), you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Samastipur manage online transfers as well as cheque clearances with ease.