IFSC Code of Union Bank Of India, Jogichowk,Gaupur, Samastipur, Bihar — UBIN0829111

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Jogichowk,Gaupur branch in Samastipur, Samastipur, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Samastipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UBIN0829111. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Jogichowk,Gaupur, Samastipur

Here are the main details that are associated with the IFSC Code UBIN0829111 of Union Bank Of India for its branch located in Samastipur, within the district of Samastipur in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Samastipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0829111 for the Jogichowk,Gaupur branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Jogichowk,Gaupur, Samastipur, Bihar, is provided a unique IFSC like UBIN0829111 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Samastipur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Samastipur and Samastipur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Jogichowk,Gaupur do not get misguided to another person.

Format of the IFSC Code UBIN0829111

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jogichowk,Gaupur in Samastipur.

For example, the IFSC Code UBIN0829111 of Union Bank Of India for the Jogichowk,Gaupur branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0829111 of Union Bank Of India for its Jogichowk,Gaupur branch located in Samastipur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Samastipur and Samastipur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Jogichowk,Gaupur or Samastipur to get the exact IFSC Code UBIN0829111.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Samastipur, you'll get the correct details.

How to Use IFSC Code UBIN0829111 for Online Transfers?

Once you have the IFSC Code UBIN0829111 for the Jogichowk,Gaupur branch of Union Bank Of India in Samastipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0829111. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0829111.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Jogichowk,Gaupur in Samastipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Jogichowk,Gaupur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Samastipur manage online transfers as well as cheque clearances with ease.