Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Behat (Dist Saharanpur) branch in Saharanpur, Behat, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Saharanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0534226. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Behat (Dist Saharanpur), Saharanpur

The table below shows the main details of the IFSC Code UBIN0534226 for the Union Bank Of India branch in Saharanpur, which falls under the Behat district in Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0534226
Branch Behat (Dist Saharanpur)
City Saharanpur
District Behat
State Uttar Pradesh
Address Chakrota Road Behat Dist.Saharanpur Uttar Pradesh Pin 247121

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Saharanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0534226 for the Behat (Dist Saharanpur) branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Behat (Dist Saharanpur), Saharanpur, Uttar Pradesh, is provided a unique IFSC like UBIN0534226 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Saharanpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Saharanpur and Behat.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Behat (Dist Saharanpur) do not get misguided to another person.

Format of the IFSC Code UBIN0534226

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Behat (Dist Saharanpur) in Saharanpur.

For example, the IFSC Code UBIN0534226 of Union Bank Of India for the Behat (Dist Saharanpur) branch includes these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0534226 of Union Bank Of India for its Behat (Dist Saharanpur) branch located in Saharanpur, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Saharanpur and Behat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Behat (Dist Saharanpur) or Saharanpur to get the exact IFSC Code UBIN0534226.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Saharanpur, then it will provide you proper information.

How to Use IFSC Code UBIN0534226 for Online Transfers?

Once you have the IFSC Code UBIN0534226 for the Behat (Dist Saharanpur) branch of Union Bank Of India in Saharanpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0534226. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0534226.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Behat (Dist Saharanpur) in Saharanpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Behat (Dist Saharanpur), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Saharanpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Behat (Dist Saharanpur), Saharanpur?

The IFSC Code is UBIN0534226.

Is the IFSC Code UBIN0534226 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Behat (Dist Saharanpur)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Behat (Dist Saharanpur) branch?

The address of the branch is Chakrota Road Behat Dist.Saharanpur Uttar Pradesh Pin 247121 located in Saharanpur, Behat, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.