For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Boriya Khurad branch in Sabarkantha, Boriya Khurad, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Sabarkantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0573183. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Boriya Khurad, Sabarkantha

Here are some of the key details that come with the IFSC Code UBIN0573183 of Union Bank Of India for its branch located in Sabarkantha, within the district of Boriya Khurad in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0573183
Branch Boriya Khurad
City Sabarkantha
District Boriya Khurad
State Gujarat
Address Opp Sabar Dairy Himtr Himtngrahmedbd Highwy Boriya Khurad Gujarat Pincode 383006

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Sabarkantha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0573183 for the Boriya Khurad branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Boriya Khurad, Sabarkantha, Gujarat, are given a unique IFSC like UBIN0573183 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sabarkantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sabarkantha and Boriya Khurad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Boriya Khurad goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0573183

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Boriya Khurad in Sabarkantha.

For example, the IFSC Code UBIN0573183 of Union Bank Of India for the Boriya Khurad branch has these elements, identifying the bank and the branch location in Sabarkantha and Gujarat correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0573183 of Union Bank Of India for its Boriya Khurad branch located in Sabarkantha, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Sabarkantha and Boriya Khurad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Boriya Khurad or Sabarkantha to get the exact IFSC Code UBIN0573183.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Sabarkantha, you'll get the correct details.

How to Use IFSC Code UBIN0573183 for Online Transfers?

Once you have the IFSC Code UBIN0573183 for the Boriya Khurad branch of Union Bank Of India in Sabarkantha, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0573183. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0573183.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Boriya Khurad in Sabarkantha, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Boriya Khurad, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sabarkantha manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Boriya Khurad, Sabarkantha?

The IFSC Code is UBIN0573183.

Is the IFSC Code UBIN0573183 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Boriya Khurad?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Boriya Khurad branch?

The address of the branch is Opp Sabar Dairy Himtr Himtngrahmedbd Highwy Boriya Khurad Gujarat Pincode 383006 located in Sabarkantha, Boriya Khurad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.