Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Rudraprayag Augustmuni branch in Rudraprayag, Augustmuni, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Rudraprayag or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0571865. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Rudraprayag Augustmuni, Rudraprayag

The table below shows the main details of the IFSC Code UBIN0571865 for the Union Bank Of India branch in Rudraprayag, which falls under the Augustmuni district in Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0571865
Branch Rudraprayag Augustmuni
City Rudraprayag
District Augustmuni
State Uttarakhand
Address Main Markt Po Augstmni Dist Rudraprayag Augustmuni Uttarakhand Pincode 246421

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Rudraprayag for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0571865 for the Rudraprayag Augustmuni branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Rudraprayag Augustmuni, Rudraprayag, Uttarakhand, are given a unique IFSC like UBIN0571865 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rudraprayag.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Rudraprayag and Augustmuni.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Rudraprayag Augustmuni goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0571865

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rudraprayag Augustmuni in Rudraprayag.

For example, the IFSC Code UBIN0571865 of Union Bank Of India for the Rudraprayag Augustmuni branch includes these elements, identifying the bank and the branch location in Rudraprayag and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0571865 of Union Bank Of India for its Rudraprayag Augustmuni branch located in Rudraprayag, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Rudraprayag and Augustmuni, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Rudraprayag Augustmuni or Rudraprayag to get the exact IFSC Code UBIN0571865.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Rudraprayag, you'll get the correct details.

How to Use IFSC Code UBIN0571865 for Online Transfers?

If you have the IFSC Code UBIN0571865 for the Rudraprayag Augustmuni branch of Union Bank Of India in Rudraprayag, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0571865. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0571865.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Rudraprayag Augustmuni in Rudraprayag, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Rudraprayag Augustmuni, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rudraprayag manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Rudraprayag Augustmuni, Rudraprayag?

The IFSC Code is UBIN0571865.

Is the IFSC Code UBIN0571865 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Rudraprayag Augustmuni?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rudraprayag Augustmuni branch?

The address of the branch is Main Markt Po Augstmni Dist Rudraprayag Augustmuni Uttarakhand Pincode 246421 located in Rudraprayag, Augustmuni, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.