There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Bikramganj branch in Rohtas, Rohtas, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Rohtas or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code UBIN0577651. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Bikramganj, Rohtas
Here are the key points that are associated with the IFSC Code UBIN0577651 of Union Bank Of India for its branch located in Rohtas, within the district of Rohtas in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0577651 |
| Branch | Bikramganj |
| City | Rohtas |
| District | Rohtas |
| State | Uttarakhand |
| Address | Co Ms Laxmi Vastra Bhn,Near Registry Office,802212 |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Rohtas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0577651 for the Bikramganj branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Bikramganj, Rohtas, Uttarakhand, are allotted a unique IFSC like UBIN0577651 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rohtas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rohtas and Rohtas.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Bikramganj reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code UBIN0577651
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bikramganj in Rohtas.
For example, the IFSC Code UBIN0577651 of Union Bank Of India for the Bikramganj branch includes these elements, identifying the bank and the branch location in Rohtas and Uttarakhand accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0577651 of Union Bank Of India for its Bikramganj branch located in Rohtas, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Rohtas and Rohtas, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Bikramganj or Rohtas to get the exact IFSC Code UBIN0577651.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Rohtas, then it will provide you proper information.
How to Use IFSC Code UBIN0577651 for Online Transfers?
Once you have the IFSC Code UBIN0577651 for the Bikramganj branch of Union Bank Of India in Rohtas, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0577651. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0577651.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Bikramganj in Rohtas, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Bikramganj, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rohtas to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bikramganj Rohtas branch is UBIN0577651.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Co Ms Laxmi Vastra Bhn,Near Registry Office,802212.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.