For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Ring Road Karmanghat branch in Rangareddy, Hyderabad, Telangana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Rangareddy or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0817716. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Ring Road Karmanghat, Rangareddy
The table below shows the main details of the IFSC Code UBIN0817716 for the Union Bank Of India branch in Rangareddy, which falls under the Hyderabad district in Telangana.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0817716 |
| Branch | Ring Road Karmanghat |
| City | Rangareddy |
| District | Hyderabad |
| State | Telangana |
| Address | H.No.8-145/146,Plot No.3,Sy.No.26/A& 28Ajillelaguda Village,Saroornagar Mandal,Rr |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Rangareddy for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0817716 for the Ring Road Karmanghat branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Ring Road Karmanghat, Rangareddy, Telangana, are allotted a unique IFSC like UBIN0817716 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rangareddy.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rangareddy and Hyderabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Ring Road Karmanghat reaches the right place, even though there are thousands of branches in Telangana and across India.
Format of the IFSC Code UBIN0817716
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ring Road Karmanghat in Rangareddy.
For example, the IFSC Code UBIN0817716 of Union Bank Of India for the Ring Road Karmanghat branch includes these elements, identifying the bank and the branch location in Rangareddy and Telangana accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0817716 of Union Bank Of India for its Ring Road Karmanghat branch located in Rangareddy, the following methods can help:
Cheque Book
The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Rangareddy and Hyderabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and find the branch locator section. Search for Ring Road Karmanghat or Rangareddy to get the exact IFSC Code UBIN0817716.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Rangareddy that will provide accurate information.
How to Use IFSC Code UBIN0817716 for Online Transfers?
Once you have the IFSC Code UBIN0817716 for the Ring Road Karmanghat branch of Union Bank Of India in Rangareddy, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0817716. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0817716.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Ring Road Karmanghat in Rangareddy, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Ring Road Karmanghat, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Rangareddy manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0817716.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is H.No.8-145/146,Plot No.3,Sy.No.26/A& 28Ajillelaguda Village,Saroornagar Mandal,Rr located in Rangareddy, Hyderabad, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.