Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Peddamangalaram branch in Rangareddy, Peddamangalaram, Telangana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Rangareddy or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0809110. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Peddamangalaram, Rangareddy
Here are the main details that are associated with the IFSC Code UBIN0809110 of Union Bank Of India for its branch located in Rangareddy, within the district of Peddamangalaram in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0809110 |
| Branch | Peddamangalaram |
| City | Rangareddy |
| District | Peddamangalaram |
| State | Telangana |
| Address | Peddamangalaram,Via Kankamamidi Postmoinabad Mandal,Rangareddy Dist |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Rangareddy for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0809110 for the Peddamangalaram branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Peddamangalaram, Rangareddy, Telangana, are allotted a unique IFSC like UBIN0809110 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rangareddy.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rangareddy and Peddamangalaram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Peddamangalaram reaches the right place, even though there are thousands of branches in Telangana and across India.
Format of the IFSC Code UBIN0809110
The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Peddamangalaram in Rangareddy.
For example, the IFSC Code UBIN0809110 of Union Bank Of India for the Peddamangalaram branch includes these elements, identifying the bank and the branch location in Rangareddy and Telangana correctly.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0809110 of Union Bank Of India for its Peddamangalaram branch located in Rangareddy, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Rangareddy and Peddamangalaram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Peddamangalaram or Rangareddy to get the exact IFSC Code UBIN0809110.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Rangareddy, then it will provide you proper information.
How to Use IFSC Code UBIN0809110 for Online Transfers?
Once you have the IFSC Code UBIN0809110 for the Peddamangalaram branch of Union Bank Of India in Rangareddy, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0809110. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0809110.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Peddamangalaram in Rangareddy, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Peddamangalaram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Rangareddy manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0809110.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Peddamangalaram,Via Kankamamidi Postmoinabad Mandal,Rangareddy Dist located in Rangareddy, Peddamangalaram, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.