For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Adibhatla branch in Rangareddy, Ibrahimpatnam, Telangana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Rangareddy or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0823520. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Adibhatla, Rangareddy
The table below shows the main details of the IFSC Code UBIN0823520 for the Union Bank Of India branch in Rangareddy, which falls under the Ibrahimpatnam district in Telangana.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0823520 |
| Branch | Adibhatla |
| City | Rangareddy |
| District | Ibrahimpatnam |
| State | Telangana |
| Address | Opp To Tcs,Main Road,Adibhatla Village,Ibrahimpatnam Mandal,501510 |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Rangareddy for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0823520 for the Adibhatla branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Adibhatla, Rangareddy, Telangana, is provided with a unique IFSC like UBIN0823520 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Rangareddy.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rangareddy and Ibrahimpatnam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Adibhatla do not get mixed with another location.
Format of the IFSC Code UBIN0823520
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adibhatla in Rangareddy.
For example, the IFSC Code UBIN0823520 of Union Bank Of India for the Adibhatla branch includes these elements, identifying the bank and the branch location in Rangareddy and Telangana accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0823520 of Union Bank Of India for its Adibhatla branch located in Rangareddy, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Rangareddy and Ibrahimpatnam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Adibhatla or Rangareddy to find the exact IFSC Code UBIN0823520.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Rangareddy will provide accurate information.
How to Use IFSC Code UBIN0823520 for Online Transfers?
If you have the IFSC Code UBIN0823520 for the Adibhatla branch of Union Bank Of India in Rangareddy, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0823520. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0823520.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Adibhatla in Rangareddy, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Adibhatla, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rangareddy manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0823520.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Opp To Tcs,Main Road,Adibhatla Village,Ibrahimpatnam Mandal,501510 located in Rangareddy, Ibrahimpatnam, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.