The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Rajsamand branch in Rajsamand, Rajsamand, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Rajsamand or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0917702. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Rajsamand, Rajsamand

Here are the main details that are associated with the IFSC Code UBIN0917702 of Union Bank Of India for its branch located in Rajsamand, within the district of Rajsamand in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0917702
Branch Rajsamand
City Rajsamand
District Rajsamand
State Rajasthan
Address Plot No.25,Ward No.14,Vivekanand Chouraha,Rajsamand 313324 Rajasthan

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Rajsamand for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0917702 for the Rajsamand branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Rajsamand, Rajsamand, Rajasthan, is provided a unique IFSC like UBIN0917702 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Rajsamand.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajsamand and Rajsamand.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Rajsamand do not get misguided to another person.

Format of the IFSC Code UBIN0917702

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajsamand in Rajsamand.

For example, the IFSC Code UBIN0917702 of Union Bank Of India for the Rajsamand branch includes these elements, identifying the bank and the branch location in Rajsamand and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0917702 of Union Bank Of India for its Rajsamand branch located in Rajsamand, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Rajsamand and Rajsamand, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Rajsamand or Rajsamand to get the exact IFSC Code UBIN0917702.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Rajsamand, then it will provide you proper information.

How to Use IFSC Code UBIN0917702 for Online Transfers?

Once you have the IFSC Code UBIN0917702 for the Rajsamand branch of Union Bank Of India in Rajsamand, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0917702. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0917702.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Rajsamand in Rajsamand, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Rajsamand, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajsamand manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Rajsamand, Rajsamand?

The IFSC Code is UBIN0917702.

Is the IFSC Code UBIN0917702 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Rajsamand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rajsamand branch?

The address of the branch is Plot No.25,Ward No.14,Vivekanand Chouraha,Rajsamand 313324 Rajasthan located in Rajsamand, Rajsamand, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.