IFSC Code of Union Bank Of India, Dongargarh, Dongargarh, Chhattisgarh — UBIN0913189

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Dongargarh branch in Rajnandgaon, Dongargarh, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Rajnandgaon or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UBIN0913189. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Dongargarh, Rajnandgaon

Here are the main details that are associated with the IFSC Code UBIN0913189 of Union Bank Of India for its branch located in Rajnandgaon, within the district of Dongargarh in the state of Chhattisgarh.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Rajnandgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0913189 for the Dongargarh branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Dongargarh, Rajnandgaon, Chhattisgarh, are allotted a unique IFSC like UBIN0913189 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rajnandgaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Rajnandgaon and Dongargarh.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Dongargarh reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code UBIN0913189

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dongargarh in Rajnandgaon.

For example, the IFSC Code UBIN0913189 of Union Bank Of India for the Dongargarh branch has these elements, identifying the bank and the branch location in Rajnandgaon and Chhattisgarh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0913189 of Union Bank Of India for its Dongargarh branch located in Rajnandgaon, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Rajnandgaon and Dongargarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Dongargarh or Rajnandgaon to get the exact IFSC Code UBIN0913189.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Rajnandgaon, then it will provide you proper information.

How to Use IFSC Code UBIN0913189 for Online Transfers?

Once you have the IFSC Code UBIN0913189 for the Dongargarh branch of Union Bank Of India in Rajnandgaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0913189. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0913189.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Dongargarh in Rajnandgaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Dongargarh, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rajnandgaon manage online transfers as well as cheque clearances with ease.