Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Rasehta branch in Rai Bareilly, Rai Bareilly, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Rai Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0571539. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Rasehta, Rai Bareilly

Below in the table are the key details related to IFSC Code UBIN0571539 of Union Bank Of India for its branch located in Rai Bareilly, within the district of Rai Bareilly in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0571539
Branch Rasehta
City Rai Bareilly
District Rai Bareilly
State Uttar Pradesh
Address Rasehta Pure Binda Singh Gram Rasehta Rai Bareilly Uttar Pradesh Pincode-229316

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Rai Bareilly for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0571539 for the Rasehta branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Rasehta, Rai Bareilly, Uttar Pradesh, is provided a unique IFSC like UBIN0571539 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Rai Bareilly.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rai Bareilly and Rai Bareilly.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Rasehta do not get misguided to another person.

Format of the IFSC Code UBIN0571539

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rasehta in Rai Bareilly.

For example, the IFSC Code UBIN0571539 of Union Bank Of India for the Rasehta branch has these elements, identifying the bank and the branch location in Rai Bareilly and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0571539 of Union Bank Of India for its Rasehta branch located in Rai Bareilly, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Rai Bareilly and Rai Bareilly, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Rasehta or Rai Bareilly to get the exact IFSC Code UBIN0571539.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Rai Bareilly, you'll get the correct details.

How to Use IFSC Code UBIN0571539 for Online Transfers?

Once you have the IFSC Code UBIN0571539 for the Rasehta branch of Union Bank Of India in Rai Bareilly, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0571539. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0571539.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Rasehta in Rai Bareilly, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Rasehta, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rai Bareilly to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Rasehta, Rai Bareilly?

The IFSC Code is UBIN0571539.

Is the IFSC Code UBIN0571539 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Rasehta?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rasehta branch?

The address of the branch is Rasehta Pure Binda Singh Gram Rasehta Rai Bareilly Uttar Pradesh Pincode-229316 located in Rai Bareilly, Rai Bareilly, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.