Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Delang Rly Station branch in Puri, Delang Rly Station, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Puri or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UBIN0807664. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Delang Rly Station, Puri

The table below shows the main details of the IFSC Code UBIN0807664 for the Union Bank Of India branch in Puri, which falls under the Delang Rly Station district in Odisha.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0807664
Branch Delang Rly Station
City Puri
District Delang Rly Station
State Odisha
Address Delang Rly.Stationberboi Po,Puri Dist,Orissa

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Puri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0807664 for the Delang Rly Station branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Delang Rly Station, Puri, Odisha, is provided a unique IFSC like UBIN0807664 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Puri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Puri and Delang Rly Station.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Delang Rly Station do not get misguided to another person.

Format of the IFSC Code UBIN0807664

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Delang Rly Station in Puri.

For example, the IFSC Code UBIN0807664 of Union Bank Of India for the Delang Rly Station branch includes these elements, identifying the bank and the branch location in Puri and Odisha accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0807664 of Union Bank Of India for its Delang Rly Station branch located in Puri, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Puri and Delang Rly Station, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Delang Rly Station or Puri to get the exact IFSC Code UBIN0807664.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Puri, you'll get the correct details.

How to Use IFSC Code UBIN0807664 for Online Transfers?

Once you have the IFSC Code UBIN0807664 for the Delang Rly Station branch of Union Bank Of India in Puri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0807664. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0807664.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Delang Rly Station in Puri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Delang Rly Station, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Puri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Delang Rly Station, Puri?

The IFSC Code is UBIN0807664.

Is the IFSC Code UBIN0807664 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Delang Rly Station?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Delang Rly Station branch?

The address of the branch is Delang Rly.Stationberboi Po,Puri Dist,Orissa located in Puri, Delang Rly Station, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.