There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Mango - Jamshedpur branch in Purbi Singhbhum, Mango, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Purbi Singhbhum or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code UBIN0554456. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Mango - Jamshedpur, Purbi Singhbhum

Below in the table are the key details related to IFSC Code UBIN0554456 of Union Bank Of India for its branch located in Purbi Singhbhum, within the district of Mango in the state of Jharkhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0554456
Branch Mango - Jamshedpur
City Purbi Singhbhum
District Mango
State Jharkhand
Address New Puruhia Highway, Opp. Gandhi Maidan,P.O. Azad Nagar, Mango, Jamshedpur,Jharkhand - 832 110.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Purbi Singhbhum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0554456 for the Mango - Jamshedpur branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Mango - Jamshedpur, Purbi Singhbhum, Jharkhand, is provided a unique IFSC like UBIN0554456 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Purbi Singhbhum.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Purbi Singhbhum and Mango.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Mango - Jamshedpur do not get misguided to another person.

Format of the IFSC Code UBIN0554456

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mango - Jamshedpur in Purbi Singhbhum.

For example, the IFSC Code UBIN0554456 of Union Bank Of India for the Mango - Jamshedpur branch includes these elements, identifying the bank and the branch location in Purbi Singhbhum and Jharkhand correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0554456 of Union Bank Of India for its Mango - Jamshedpur branch located in Purbi Singhbhum, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Purbi Singhbhum and Mango, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Mango - Jamshedpur or Purbi Singhbhum to get the exact IFSC Code UBIN0554456.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Purbi Singhbhum, then it will provide you proper information.

How to Use IFSC Code UBIN0554456 for Online Transfers?

Once you have the IFSC Code UBIN0554456 for the Mango - Jamshedpur branch of Union Bank Of India in Purbi Singhbhum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0554456. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0554456.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Mango - Jamshedpur in Purbi Singhbhum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Mango - Jamshedpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Purbi Singhbhum manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Mango - Jamshedpur, Purbi Singhbhum?

The IFSC Code is UBIN0554456.

Is the IFSC Code UBIN0554456 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Mango - Jamshedpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mango - Jamshedpur branch?

The address of the branch is New Puruhia Highway, Opp. Gandhi Maidan,P.O. Azad Nagar, Mango, Jamshedpur,Jharkhand - 832 110. located in Purbi Singhbhum, Mango, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.