IFSC Code of Union Bank Of India, Tamluk, Tamluk, West Bengal — UBIN0914487

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Tamluk branch in Purba Medinipur, Tamluk, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Purba Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0914487. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Tamluk, Purba Medinipur

Here are the main details that are associated with the IFSC Code UBIN0914487 of Union Bank Of India for its branch located in Purba Medinipur, within the district of Tamluk in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Purba Medinipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0914487 for the Tamluk branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Tamluk, Purba Medinipur, West Bengal, is provided a unique IFSC like UBIN0914487 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Purba Medinipur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Purba Medinipur and Tamluk.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Tamluk do not get misguided to another person.

Format of the IFSC Code UBIN0914487

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tamluk in Purba Medinipur.

For example, the IFSC Code UBIN0914487 of Union Bank Of India for the Tamluk branch has these elements, identifying the bank and the branch location in Purba Medinipur and West Bengal correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0914487 of Union Bank Of India for its Tamluk branch located in Purba Medinipur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Purba Medinipur and Tamluk, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Tamluk or Purba Medinipur to get the exact IFSC Code UBIN0914487.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Purba Medinipur, you'll get the correct details.

How to Use IFSC Code UBIN0914487 for Online Transfers?

Once you have the IFSC Code UBIN0914487 for the Tamluk branch of Union Bank Of India in Purba Medinipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0914487. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0914487.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Tamluk in Purba Medinipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tamluk, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Purba Medinipur manage online transfers as well as cheque clearances with ease.