IFSC Code of Union Bank Of India, Mahe Branch, Mahe, Puducherry — UBIN0564095

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Mahe Branch branch in Puducherry / Pondicherry, Mahe, or Puducherry, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Puducherry / Pondicherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code UBIN0564095. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Mahe Branch, Puducherry / Pondicherry

Here are the key points that are associated with the IFSC Code UBIN0564095 of Union Bank Of India for its branch located in Puducherry / Pondicherry, within the district of Mahe in the state of Puducherry.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Puducherry / Pondicherry for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0564095 for the Mahe Branch branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0564095 is given to every bank branch, including Union Bank Of India located in Mahe Branch, Puducherry / Pondicherry, Puducherry, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Puducherry / Pondicherry.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Puducherry / Pondicherry and Mahe.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Puducherry and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Mahe Branch doesn't end up at another location.

Format of the IFSC Code UBIN0564095

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahe Branch in Puducherry / Pondicherry.

For example, the IFSC Code UBIN0564095 of Union Bank Of India for the Mahe Branch branch includes these elements, identifying the bank and the branch location in Puducherry / Pondicherry and Puducherry accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0564095 of Union Bank Of India for its Mahe Branch branch located in Puducherry / Pondicherry, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Puducherry / Pondicherry and Mahe, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Mahe Branch or Puducherry / Pondicherry to get the exact IFSC Code UBIN0564095.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Puducherry / Pondicherry, then it will provide you proper information.

How to Use IFSC Code UBIN0564095 for Online Transfers?

Once you have the IFSC Code UBIN0564095 for the Mahe Branch branch of Union Bank Of India in Puducherry / Pondicherry, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0564095. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0564095.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Mahe Branch in Puducherry / Pondicherry, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Mahe Branch, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Puducherry / Pondicherry manage online transfers as well as cheque clearances with ease.