Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Didihat branch in Pithoragarh, Didihat, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0568139. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Didihat, Pithoragarh

Here are the key points that are associated with the IFSC Code UBIN0568139 of Union Bank Of India for its branch located in Pithoragarh, within the district of Didihat in the state of Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0568139
Branch Didihat
City Pithoragarh
District Didihat
State Uttarakhand
Address Gic Road Dist Pithorgarh Didihat Uttarakhand 262551

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Pithoragarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0568139 for the Didihat branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Didihat, Pithoragarh, Uttarakhand, are allotted a unique IFSC like UBIN0568139 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pithoragarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pithoragarh and Didihat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Didihat reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code UBIN0568139

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Didihat in Pithoragarh.

For example, the IFSC Code UBIN0568139 of Union Bank Of India for the Didihat branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0568139 of Union Bank Of India for its Didihat branch located in Pithoragarh, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Pithoragarh and Didihat, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Didihat or Pithoragarh to get the exact IFSC Code UBIN0568139.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Pithoragarh, you'll get the correct details.

How to Use IFSC Code UBIN0568139 for Online Transfers?

Once you have the IFSC Code UBIN0568139 for the Didihat branch of Union Bank Of India in Pithoragarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0568139. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0568139.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Didihat in Pithoragarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Didihat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pithoragarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Didihat Pithoragarh?

The IFSC Code of the Didihat Pithoragarh branch is UBIN0568139.

Is IFSC Code UBIN0568139 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Didihat branch?

The branch is located at Gic Road Dist Pithorgarh Didihat Uttarakhand 262551.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.