Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Berinag branch in Pithoragarh, Berinag, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0568121. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Berinag, Pithoragarh

Here are the key points that are associated with the IFSC Code UBIN0568121 of Union Bank Of India for its branch located in Pithoragarh, within the district of Berinag in the state of Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0568121
Branch Berinag
City Pithoragarh
District Berinag
State Uttarakhand
Address New Market Opp Pwd Office Berinag Uttarakhand 262531

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Pithoragarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0568121 for the Berinag branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Berinag, Pithoragarh, Uttarakhand, is provided a unique IFSC like UBIN0568121 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Pithoragarh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pithoragarh and Berinag.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Berinag do not get misguided to another person.

Format of the IFSC Code UBIN0568121

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Berinag in Pithoragarh.

For example, the IFSC Code UBIN0568121 of Union Bank Of India for the Berinag branch has these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0568121 of Union Bank Of India for its Berinag branch located in Pithoragarh, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Pithoragarh and Berinag, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Berinag or Pithoragarh to get the exact IFSC Code UBIN0568121.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Pithoragarh, then it will provide you proper information.

How to Use IFSC Code UBIN0568121 for Online Transfers?

Once you have the IFSC Code UBIN0568121 for the Berinag branch of Union Bank Of India in Pithoragarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0568121. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0568121.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Berinag in Pithoragarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Berinag, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pithoragarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Berinag Pithoragarh?

The IFSC Code of the Berinag Pithoragarh branch is UBIN0568121.

Is IFSC Code UBIN0568121 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Berinag branch?

The branch is located at New Market Opp Pwd Office Berinag Uttarakhand 262531.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.