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IFSC Code of Union Bank Of India, Srikot Gangnali, Srinagar, Uttarakhand — UBIN0567574

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Srikot Gangnali branch in Pauri Garhwal, Srinagar, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Pauri Garhwal or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code UBIN0567574. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Srikot Gangnali, Pauri Garhwal

The table below shows the main details of the IFSC Code UBIN0567574 for the Union Bank Of India branch in Pauri Garhwal, which falls under the Srinagar district in Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0567574
Branch Srikot Gangnali
City Pauri Garhwal
District Srinagar
State Uttarakhand
Address Block Khirsu Near Srikot Medical Srinagar Uttarakhand Pincode 246174

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Pauri Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0567574 for the Srikot Gangnali branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Srikot Gangnali, Pauri Garhwal, Uttarakhand, are allotted a unique IFSC like UBIN0567574 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pauri Garhwal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pauri Garhwal and Srinagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Srikot Gangnali reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code UBIN0567574

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Srikot Gangnali in Pauri Garhwal.

For example, the IFSC Code UBIN0567574 of Union Bank Of India for the Srikot Gangnali branch includes these elements, identifying the bank and the branch location in Pauri Garhwal and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0567574 of Union Bank Of India for its Srikot Gangnali branch located in Pauri Garhwal, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Pauri Garhwal and Srinagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Srikot Gangnali or Pauri Garhwal to get the exact IFSC Code UBIN0567574.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Pauri Garhwal, you'll get the correct details.

How to Use IFSC Code UBIN0567574 for Online Transfers?

Once you have the IFSC Code UBIN0567574 for the Srikot Gangnali branch of Union Bank Of India in Pauri Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0567574. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0567574.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Srikot Gangnali in Pauri Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Srikot Gangnali, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pauri Garhwal manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Srikot Gangnali, Pauri Garhwal?

The IFSC Code is UBIN0567574.

Is the IFSC Code UBIN0567574 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Srikot Gangnali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Srikot Gangnali branch?

The address of the branch is Block Khirsu Near Srikot Medical Srinagar Uttarakhand Pincode 246174 located in Pauri Garhwal, Srinagar, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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