IFSC Code of Union Bank Of India, Pathanamthitta, Pattnamthitta, Kerala — UBIN0812064

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Pathanamthitta branch in Pathanamthitta, Pattnamthitta, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UBIN0812064. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Pathanamthitta, Pathanamthitta

Here are the main details that are associated with the IFSC Code UBIN0812064 of Union Bank Of India for its branch located in Pathanamthitta, within the district of Pattnamthitta in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Pathanamthitta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0812064 for the Pathanamthitta branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Pathanamthitta, Pathanamthitta, Kerala, are allotted a unique IFSC like UBIN0812064 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Pathanamthitta.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Pathanamthitta and Pattnamthitta.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Pathanamthitta reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code UBIN0812064

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pathanamthitta in Pathanamthitta.

For example, the IFSC Code UBIN0812064 of Union Bank Of India for the Pathanamthitta branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0812064 of Union Bank Of India for its Pathanamthitta branch located in Pathanamthitta, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Pathanamthitta and Pattnamthitta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Pathanamthitta or Pathanamthitta to find the exact IFSC Code UBIN0812064.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Pathanamthitta will provide accurate information.

How to Use IFSC Code UBIN0812064 for Online Transfers?

Once you have the IFSC Code UBIN0812064 for the Pathanamthitta branch of Union Bank Of India in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0812064. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0812064.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Pathanamthitta in Pathanamthitta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Pathanamthitta, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.