The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Bettiah branch in Paschimi Champaran, Bettiah, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Paschimi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UBIN0825751. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Bettiah, Paschimi Champaran
Here are the main details that are associated with the IFSC Code UBIN0825751 of Union Bank Of India for its branch located in Paschimi Champaran, within the district of Bettiah in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0825751 |
| Branch | Bettiah |
| City | Paschimi Champaran |
| District | Bettiah |
| State | Bihar |
| Address | Christian Quarters,Church Roadbettiah,Dist.West Champaran |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Paschimi Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0825751 for the Bettiah branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Bettiah, Paschimi Champaran, Bihar, is provided a unique IFSC like UBIN0825751 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Paschimi Champaran.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Paschimi Champaran and Bettiah.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Bettiah do not get misguided to another person.
Format of the IFSC Code UBIN0825751
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bettiah in Paschimi Champaran.
For example, the IFSC Code UBIN0825751 of Union Bank Of India for the Bettiah branch has these elements, identifying the bank and the branch location in Paschimi Champaran and Bihar correctly.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0825751 of Union Bank Of India for its Bettiah branch located in Paschimi Champaran, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Paschimi Champaran and Bettiah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Bettiah or Paschimi Champaran to get the exact IFSC Code UBIN0825751.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Paschimi Champaran, then it will provide you proper information.
How to Use IFSC Code UBIN0825751 for Online Transfers?
Once you have the IFSC Code UBIN0825751 for the Bettiah branch of Union Bank Of India in Paschimi Champaran, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0825751. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0825751.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Bettiah in Paschimi Champaran, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Bettiah, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Paschimi Champaran manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0825751.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Christian Quarters,Church Roadbettiah,Dist.West Champaran located in Paschimi Champaran, Bettiah, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.