There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Itanagar branch in Papum Pare, Itanagar, Arunachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Papum Pare or anywhere in Arunachal Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0557668. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Itanagar, Papum Pare

The table below shows the main details of the IFSC Code UBIN0557668 for the Union Bank Of India branch in Papum Pare, which falls under the Itanagar district in Arunachal Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0557668
Branch Itanagar
City Papum Pare
District Itanagar
State Arunachal Pradesh
Address Legi Commerical Complex Ist Floor Bank Tinali Dist Papumpare Itanagar Arunachal Pradesh 791002

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Papum Pare for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0557668 for the Itanagar branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Itanagar, Papum Pare, Arunachal Pradesh, is provided with a unique IFSC like UBIN0557668 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Papum Pare.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Papum Pare and Itanagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Arunachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Itanagar do not get mixed with another location.

Format of the IFSC Code UBIN0557668

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Itanagar in Papum Pare.

For example, the IFSC Code UBIN0557668 of Union Bank Of India for the Itanagar branch includes these elements, identifying the bank and the branch location in Papum Pare and Arunachal Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0557668 of Union Bank Of India for its Itanagar branch located in Papum Pare, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Papum Pare and Itanagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Itanagar or Papum Pare to get the exact IFSC Code UBIN0557668.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Papum Pare, you'll get the correct details.

How to Use IFSC Code UBIN0557668 for Online Transfers?

Once you have the IFSC Code UBIN0557668 for the Itanagar branch of Union Bank Of India in Papum Pare, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0557668. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0557668.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Itanagar in Papum Pare, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Itanagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Papum Pare to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Itanagar, Papum Pare?

The IFSC Code is UBIN0557668.

Is the IFSC Code UBIN0557668 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Itanagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Itanagar branch?

The address of the branch is Legi Commerical Complex Ist Floor Bank Tinali Dist Papumpare Itanagar Arunachal Pradesh 791002 located in Papum Pare, Itanagar, Arunachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.