IFSC Code of Union Bank Of India, Tonca Caranzalem, Panaji, Goa — UBIN0904732

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Tonca Caranzalem branch in North Goa, Panaji, Goa, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in North Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code UBIN0904732. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Tonca Caranzalem, North Goa

Here are the main details that are associated with the IFSC Code UBIN0904732 of Union Bank Of India for its branch located in North Goa, within the district of Panaji in the state of Goa.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in North Goa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0904732 for the Tonca Caranzalem branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Tonca Caranzalem, North Goa, Goa, are allotted a unique IFSC like UBIN0904732 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in North Goa.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like North Goa and Panaji.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Tonca Caranzalem reaches the right place, even though there are thousands of branches in Goa and across India.

Format of the IFSC Code UBIN0904732

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tonca Caranzalem in North Goa.

For example, the IFSC Code UBIN0904732 of Union Bank Of India for the Tonca Caranzalem branch includes these elements, identifying the bank and the branch location in North Goa and Goa accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0904732 of Union Bank Of India for its Tonca Caranzalem branch located in North Goa, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in North Goa and Panaji, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Tonca Caranzalem or North Goa to get the exact IFSC Code UBIN0904732.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and North Goa that will provide accurate information.

How to Use IFSC Code UBIN0904732 for Online Transfers?

Once you have the IFSC Code UBIN0904732 for the Tonca Caranzalem branch of Union Bank Of India in North Goa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0904732. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0904732.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Tonca Caranzalem in North Goa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tonca Caranzalem, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North Goa manage their online transfers and cheque clearances easily.