IFSC Code of Union Bank Of India, Ramnathi Temple , Ponda, Ponda, Goa — UBIN0920169

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Ramnathi Temple , Ponda branch in North Goa, Ponda, Goa, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in North Goa or anywhere in Goa can easily transfer funds instantly by using the correct IFSC Code UBIN0920169. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Ramnathi Temple , Ponda, North Goa

Here are the main details that are associated with the IFSC Code UBIN0920169 of Union Bank Of India for its branch located in North Goa, within the district of Ponda in the state of Goa.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in North Goa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0920169 for the Ramnathi Temple , Ponda branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Ramnathi Temple , Ponda, North Goa, Goa, are allotted a unique IFSC like UBIN0920169 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in North Goa.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like North Goa and Ponda.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Ramnathi Temple , Ponda reaches the right place, even though there are thousands of branches in Goa and across India.

Format of the IFSC Code UBIN0920169

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramnathi Temple , Ponda in North Goa.

For example, the IFSC Code UBIN0920169 of Union Bank Of India for the Ramnathi Temple , Ponda branch includes these elements, identifying the bank and the branch location in North Goa and Goa accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0920169 of Union Bank Of India for its Ramnathi Temple , Ponda branch located in North Goa, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in North Goa and Ponda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Ramnathi Temple , Ponda or North Goa to get the exact IFSC Code UBIN0920169.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and North Goa, then it will provide you proper information.

How to Use IFSC Code UBIN0920169 for Online Transfers?

Once you have the IFSC Code UBIN0920169 for the Ramnathi Temple , Ponda branch of Union Bank Of India in North Goa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0920169. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0920169.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Ramnathi Temple , Ponda in North Goa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ramnathi Temple , Ponda, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North Goa manage their online transfers and cheque clearances easily.